Terms and Key Facts
Money Market Loans Ltd is a Licensed Credit Broker in accordance with the Consumer Credit Act , with Consumer Credit License number 609838.
Loans are secured on your home. Your home may be at risk if you do not keep up repayments on a mortgage or any other debt secured on it. Written quotations are available on request.
Our Privacy Policy
The Data Protection Act requires companies and individuals who process and hold information about their customers to inform the customer how the information collected will be used. The Act does not restrict itself only to information kept on a computer; it is relevant to any ordered filing system. This policy describes how we will process personal data relating to customers. We will not use your personal data in any other way without first informing you.
Online Privacy Statement
We are committed to respecting and protecting your privacy. We've structured our web sites so that, in general, you can visit us on the Web without identifying yourself or revealing any personal information.
For your protection, we are registered under the Data Protection Act 1998 and have given all appropriate notifications to the Data Protection Commissioner.
Website Legal Notice
This web site (the 'Site') is owned and operated by Money Market Loans Ltd, any access to this Site is governed by the following terms and conditions. If these terms and conditions are not accepted in full, you do not have permission to access this Site and therefore should leave the Site immediately.
This website and its contents are copyright of Money Market Loans Ltd. All rights reserved. Any redistribution or reproduction of part or all of the contents in any form is prohibited with the exception that you may print or download to a local hard disk extracts for your personal and non-commercial use only. You may not, except with our express written permission, distribute or commercially exploit the contents. Nor may you transmit it or store it in any other website or form of electronic retrieval system without our prior written permission.
This Web Site and any content is for information purposes only, Money Market Loans Ltd do not make any representation or warranty (express or implied) or guarantee and does not accept any responsibility or liability as to, or in relation to, the accuracy, timeliness, performance, suitability or completeness of the information and material contained on the Web Site or any other written or oral information made available to any interested party or its advisers. Any liability in respect of any such information or any inaccuracy on, or omission from, the Web Site is to the fullest extent permitted by law expressly disclaimed.
This Web Site may contain links to other Web Sites, which are not under the control of and are not maintained by us. We are not responsible for the content of such Web Sites. We provide these links for your convenience, to provide further information. They do not signify that we endorse or edit or vet the material on such Web Sites. We have no responsibility for the contents of the linked websites and we exclude all liability arising or resulting there from.
You may not create a link to this website from another website or document without Money Market Loans Ltd prior written consent. Unauthorised use of this website may give claim for damages and/or be a criminal offence. Your use of this website and any dispute arising out of such use of the website is subject to the law of England and Wales.
Collection of data
We will collect information which you provide to us when you enquire about or apply for finance, which includes information gained from the online application form. This may include certain sensitive personal data. Ã
Call recording
To make sure our staff maintain the high standards of service you deserve from us and for training purposes, we may sometimes monitor or record some of our phone conversations with you.
Use of data
We will use your personal data to:
1. Process the application you have made;
2. Offer you other products which we make available.
3. Exercise or defend our legal rights and/or to comply with any legal requirements.
In using this site, you are consenting to Money Market Loans Ltd contacting you by letter, telephone , or computer about products and services (including those of others) which may be of interest to you.
You have a legal right to instruct us not to contact you for sales purposes. If you want to do so, please write to us at the contacting us address below.
If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to Money Market Loans Ltd at the contacting us address below.
Sharing your information with other organisations
We may share your personal information with:
1. A lender or lenders in accordance with your application.
2. Another broker if we are not able to arrange finance for you.
3. Another broker in the future with a view to them offering you products they feel may be of interest to you.
4. Any regulatory bodies to ensure that we are processing information correctly and complying with regulatory requirements.
5. Other legal authorities if required by law.
We may retain your information for several years. You can ask for the information not to be used to offer you other products. We have a duty to keep the personal information which we hold about you up to date and accurate and secure from misuse or accidental loss or damage.
In using this site, you are consenting to Money Market Loans Ltd sharing your information with other companies for marketing, analysis or so that they can also let you know about their products and services.
You have a legal right to refuse our request to share your details with other companies for marketing purposes. If you do not want us to share your details, please write to Money Market Loans Ltd at the contacting us address below.
Lending Companies
All brokers and lending companies have their own privacy policies and customers should refer to these in respect of how they will use personal data.
Access to your data.
You have a legal right to see any information we hold about you. You can ask us for a copy at anytime. We will also inform you where the information was obtained. First you will need to write to us to request this information.
If you wish to see the information contained on a credit reference agency file you can do so by writing to the relevant agency. The agency must respond within 7 working days. There is a small fee of ã2 required. If your credit reference file contains information about other people with whom you have no financial connection or if it contains information which is incorrect you can ask for the entry to be corrected, removed, or have a note put on the file explaining why you think the information is wrong. The agency will not remove correct information.
The Information Commissioner provides a useful leaflet which explains how to request changes to your credit reference file. The easy to read leaflet includes examples of letters and details of various actions you may take to amend a file. You can obtain a copy of the free leaflet by writing to:
No Credit Leaflet,
P.O. Box 99,
Nelson,
BB9 8GS
Information is also available at www.dataprotection.gov.uk
Security
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
Cookies
Internet cookies are common and do not harm your system - they just store or gather site information.
We use cookies to:
1. Gather customer journey information across our sites
2. Temporarily store details input into our calculators and budget planner
3. Evaluate our websites advertising and promotional effectiveness.
Complaints Procedure
Money Market Loans Ltd is governed by the office of fair trading and comply with the office of fair trades code of conduct guide. Our commitment to this code gives you peace of mind knowing you are dealing with a professional credit broker. However, if you feel the service we have provided on this occasion is sub-standard, you should make your complaint in writing to us at Money Market Loans Ltd .
Changes to this Data Protection Policy
We may edit or amend this Data Protection Policy from time to time. If we make any substantial changes in the way we use your personal information we will notify you by posting a notice on the home page of our website.
Contacting Us Address
If you have any questions about the Money Market Loans Ltd Data Protection Policy, please contact us at:
Money Market Loans Ltd
Registered Office:
29 PASTURE ROAD
GOOLE
EAST YORKSHIRE
United Kingdom
DN146BP
Registered in England and Wales No. 06388676
You may find the following guides helpful:
Frequently Asked Questions
Loan Terminology
Please think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up with repayments on a mortgage or other debt secured on it.
Please ensure you have read our Terms & Conditions and Contact Us if you have any questions.